Del.icio.us links for 03-02-2006

My shared del.icio.us bookmarks from 03-02-2006

• Taking Control: How to Write a Household Budget
  Why Do I Need A Budget? Because if you’re like most of us, you’re not an intuitively brilliant financial genius! Like most of us, you need a guide — a plan — to help you tell your money where to go, and how to work for you! The good — no, GREAT — news
  (tags: budget)
• FPU Envelope System DIY
  Create your own envelopes
  (tags: budget, dave-ramsey)
• Budget - COE Inc
  # What is a budget? # Where can I get budget materials? # What is the difference between a "budget" and a "spending record"? # How can I make a budget work? # How does a zero based budget work? # Is it important to make budgeting a joint effort (if marrie
  (tags: budget)

• Financial Freedom
  Christian Oriented Education, Inc., is a non-profit, tax deductible 501 c (3) teaching ministry aimed at helping people live life more skillfully. The primary focus of this ministry is aimed at providing education in the area of personal finance. The
  (tags: budget, debt)
• Overcoming Financial Difficulties
  An interactive program guide aimed at assisting recently unemployed, underemployed, separated, divorced, widowed, and other financially distraught individuals in overcoming financial difficulties due to the loss of income by means of reality-based infor
  (tags: budget, debt)
• Personal Finance Blogs - Everybody Loves Your Money
  (tags: finance)
• Intelligent Borrowing or Stupid Debt (Part 1 of 3)
  There is a world of difference between a home mortgage and a revolving credit card balance. Both are liabilities for which the borrower is legally responsible. The first I call intelligent borrowing, the latter is stupid debt.
  (tags: budget, debt)
• Context of Savings - Freedom Accounts and Emergency Funds
  As far as “what comes first,” well, that depends which money guru you want to follow. If I had to suggest a plan for someone right now, it’d be pretty similar to Ramsey’s "Baby Steps," and would read like this:
  (tags: budget, dave-ramsey, debt)
• Mary Hunt’s Freedom Account / Budgeting Spreadsheet
  Mary Hunt urges that each household create and manage what she refers to as a "Freedom Account." Many people, she writes, get themselves into credit trouble not by splurging on spur-of-the-moment fun purchases, but by finding themselves unable to pay for
  (tags: budget, finance)
• ExcelGeek’s Freedom Account Spreadsheet
  Freedom Accounts, as popularized by Mary Hunt, however, it absolutely begs for a spreadsheet to manage the numbers and subaccounts. ExcelGeek created a high-octane Freedom-Account-tracking beast.
  (tags: budget)
• How to Make a Budget and Stick to It
  If you want to keep your spending under control, it’s essential that you make a budget. A budget allows you to get a handle on the flow of your money — how much is coming in and where it goes out. With that information in hand, you can make intelligent c
  (tags: budget)
• You Need A Budget.com
  Personal budget excel spreadsheets, simple budget planner, free e-book
  (tags: budget, debt)